Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%
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Best Lending Innovation

Winner, Finder Innovation Awards

Our rates

Owner-occupied
Investment
Variable interest rate
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Owner-occupied
from 8.24% p.a.
Investment
from 8.74% p.a.
Comparison rate^
Owner-occupied
from 8.33% p.a.
Investment
from 8.84% p.a.

Our fees

Set-up fee
From 0.79%
The set-up fee is determined by several factors including LVR (loan to value ratio), loan size, loan type, and property location.

This fee is calculated as a percentage of your loan and is included in your total loan amount.
Interest
Interest in advance
We calculate interest in advance based on the introductory rate and include it in the total loan amount. This means there are no monthly repayments during your loan term.

If you repay your loan early, interest will be recalculated and the final payout amount reduced to reflect the actual term
Loan deposit
From $900
The deposit is paid to accept your conditional approval offer and allows you to move into the final stages of loan approval. On settlement we apply a credit of the same amount.
Valuations
From $220 per valuation, varies based on property value
Australian Property Institute certified valuers conduct independent valuations on the properties listed in the application.

Valuation fees are paid at the conditional offer stage to support unconditional approval.
Loan discharge
$450
The discharge fee covers the administrative steps to complete a hassle-free and smooth transition from your loan.
Learn more about the Bridgit loan

Government and third-party fees

It’s important to be aware of government and third-party fees that may apply throughout the process.

Third party
Document preparation
$770
We work with expert lawyers to handle all the loan paperwork and to  represent Bridgit at settlement, ensuring everything runs smoothly.
Legal costs
Varies
Engaging a lawyer to assist with the process can ensure that all loan requirements are properly managed and can provide representation on your behalf. Legal fees will vary based on the specific lawyer you choose.
Loan deposit
Property reports like inspection or strata can vary in cost.
You might need to consider ordering inspections or property related reports.
Government fees
Stamp duty
Government charges can include stamp duty, check your local government website for details.
We can include stamp duty in your loan amount, making it easier to manage your finances during your property transition.
Other
Varies by state.  Typically ranges from $200-$400
Registering your mortgage or discharge of mortgage. We include an allowance in your total loan amount.

Secure and
trusted process

We use bank level security and encryption across our digital platform to ensure your information is secure.

Questions? We’re here to help. 

We pride ourselves on great customer service, if you have any questions, contact our specialist team at any time.

Weekdays 9am – 5:30pm AEDT
1300 141 161
hello@bridgit.com.au
Apply nowSchedule a call

Buying a new home before selling an existing one can quickly lead to additional stress and costs for homeowners. To simplify this transition, Bridgit was designed to provide fast and adaptable bridging loans, allowing you to buy your ideal property confidently.

Leveraging a 'tech first' strategy, Bridgit brings you bridging loans that are not only free of monthly repayments and early exit charges but are also straightforward and fast, which means you can get the freedom and flexibility to move in without additional pressure. With a 24-hour approval process and loan terms of up to 12 months, we're here to ensure you get the financial support you need without having to look up 'Financing A Second Property', 'Capital Bridging Finance' and 'Duration Gap Definition In Finance'.

With Bridgit, you can end your search for 'bridging loans', 'bridging loan interest rate' and 'bridge financing', as we make it simple to apply with us: just complete our quick online application and receive an approval outcome in as fast as 24 hours. After you've found and secured your next dream home, you can then sell your existing property to repay your bridging loan within the loan period - it's that simple, so apply now!

Disclaimer
‍
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
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^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.