Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%
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Best Lending Innovation

Winner, Finder Innovation Awards

Our rates

Owner-occupied
Investment
Variable interest rate
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Owner-occupied
from 8.24% p.a.
Investment
from 8.74% p.a.
Comparison rate^
Owner-occupied
from 8.33% p.a.
Investment
from 8.84% p.a.

Our fees

Set-up fee
From 0.79%
The set-up fee is determined by several factors including LVR (loan to value ratio), loan size, loan type, and property location.

This fee is calculated as a percentage of your loan and is included in your total loan amount.
Interest
Interest in advance
We calculate interest in advance based on the introductory rate and include it in the total loan amount. This means there are no monthly repayments during your loan term.

If you repay your loan early, interest will be recalculated and the final payout amount reduced to reflect the actual term
Loan deposit
From $900
The deposit is paid to accept your conditional approval offer and allows you to move into the final stages of loan approval. On settlement we apply a credit of the same amount.
Valuations
From $220 per valuation, varies based on property value
Australian Property Institute certified valuers conduct independent valuations on the properties listed in the application.

Valuation fees are paid at the conditional offer stage to support unconditional approval.
Loan discharge
$450
The discharge fee covers the administrative steps to complete a hassle-free and smooth transition from your loan.
Learn more about the Bridgit loan

Government and third-party fees

It’s important to be aware of government and third-party fees that may apply throughout the process.

Third party
Document preparation
$770
We work with expert lawyers to handle all the loan paperwork and to  represent Bridgit at settlement, ensuring everything runs smoothly.
Legal costs
Varies
Engaging a lawyer to assist with the process can ensure that all loan requirements are properly managed and can provide representation on your behalf. Legal fees will vary based on the specific lawyer you choose.
Loan deposit
Property reports like inspection or strata can vary in cost.
You might need to consider ordering inspections or property related reports.
Government fees
Stamp duty
Government charges can include stamp duty, check your local government website for details.
We can include stamp duty in your loan amount, making it easier to manage your finances during your property transition.
Other
Varies by state.  Typically ranges from $200-$400
Registering your mortgage or discharge of mortgage. We include an allowance in your total loan amount.

Secure and
trusted process

We use bank level security and encryption across our digital platform to ensure your information is secure.

Questions? We’re here to help. 

We pride ourselves on great customer service, if you have any questions, contact our specialist team at any time.

Weekdays 9am – 5:30pm AEDT
1300 141 161
hello@bridgit.com.au
Apply nowSchedule a call

When homeowners are looking to buy a new home before selling their existing one, the stress and costs can add up quickly. Made to streamline this process, Bridgit provides fast and adaptable bridging loans so you can buy your dream property with confidence.

Thanks to Bridgit's 'tech first' approach to bridging loans, you won't need to keep looking up 'Bridging Land', 'Business Loan To Buy Property' or 'Mortgage Bridge Loan' as we speed up the loan process and offer you a more efficient borrowing experience compared to other traditional lenders. You can also enjoy greater financial flexibility because our loans have no monthly repayments, giving you more time to sell your existing home.

Applying for a Bridgit loan online is fast and safe because of our bank-level encryption, and we can even provide an approval offer within 24 hours. Once you accept the offer and finalise the loan, the settlement could happen in as little as a few days, so forget about searching for 'what is a bridge loan', 'what is a bridging loan' and 'short term bridging loans' and apply for a loan today!

Disclaimer
‍
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
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^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.