Low doc bridging loans with Bridgit

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Best Lending Innovation

Winner, Finder Innovation Awards

Bridgit with a low doc bridging loan

A low doc bridging loan is typically used by self-employed borrowers, casual workers, retirees, and freelancers who may find it difficult to provide conventional proof of income.

At Bridgit, we take a common-sense approach to income verification, by accepting alternate proof of income.

Non-standard income earners

Our low doc bridging loans are designed to help borrowers who do not have the standard PAYG payslips, financial statements or tax returns needed for a traditional loan. However, the type of documentation needed will depend on the customers unique scenario.

Upsizing low doc bridging

Our low doc bridging loans or alternate documentation loans are suitable for customers who are upsizing to a property with a larger value of their existing home and are self-employed or do not have the standard PAYG pay slips.

Downsizing low doc bridging

If a customer is downsizing to a property with a smaller value than their existing home, they will qualify for no income verification. This is because after the sale of their existing property, they are able to pay back the loan in full with out any remaining mortgage or need to finance a longer-term loan.

Find out more about our low doc bridging loans

Bridgit loans are made for today. By utilising technology, we process your information quickly and move you throughout the application and loan process efficiently. This helps take the stress out of the lending process so you can focus on making better decisions when it comes to buying your next dream property.

Although we are faster, everything we do is designed to be more trusting. We will always make sure that we provide the best solution for you. We have a team of amazing Aussies to support you along the way.

Apply now

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

We are here to improve the process of lending, to take the stress out of it. We are made for today.

Hear from customers who
bridged it

Buying a new home should be exciting, but modern property purchases call for quick processes, and many traditional financial solutions do not match the market's pace. Here's where Bridgit can help - we're Australia's bridging loan expert, providing a way to buy property on your terms without any red tape.

Thanks to Bridgit's 'tech first' approach to bridging loans, you won't need to keep looking up 'Closed Bridging', 'How Does A Bridge Mortgage Work' or 'Commercial Finance Melbourne' as we speed up the loan process and offer you a more efficient borrowing experience compared to other traditional lenders. Plus, since our loans require no monthly repayments, you have financial flexibility and additional time to sell your existing property.

With Bridgit, you can end your search for 'bridging loan interest rate', 'short term bridging loan' and 'bridge loan', as we make it simple to apply with us: just complete our quick online application and receive an approval outcome in as fast as 24 hours. Once you've found and purchased your next dream home, simply sell your existing property within the loan period to repay your bridging loan - it's that straightforward, so apply today!

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.