Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%
Winner, Finder Innovation Awards
A low doc bridging loan is typically used by self-employed borrowers, casual workers, retirees, and freelancers who may find it difficult to provide conventional proof of income.
At Bridgit, we take a common-sense approach to income verification, by accepting alternate proof of income.
Our low doc bridging loans are designed to help borrowers who do not have the standard PAYG payslips, financial statements or tax returns needed for a traditional loan. However, the type of documentation needed will depend on the customers unique scenario.
Our low doc bridging loans or alternate documentation loans are suitable for customers who are upsizing to a property with a larger value of their existing home and are self-employed or do not have the standard PAYG pay slips.
If a customer is downsizing to a property with a smaller value than their existing home, they will qualify for no income verification. This is because after the sale of their existing property, they are able to pay back the loan in full with out any remaining mortgage or need to finance a longer-term loan.
Bridgit loans are made for today. By utilising technology, we process your information quickly and move you throughout the application and loan process efficiently. This helps take the stress out of the lending process so you can focus on making better decisions when it comes to buying your next dream property.
Although we are faster, everything we do is designed to be more trusting. We will always make sure that we provide the best solution for you. We have a team of amazing Aussies to support you along the way.
Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%
No repayments until maturity
Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.
No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.
Our specialist team is here to support you every step of the way.
“I’m self-employed which is an obstacle that the banks have to take more time processing. Bridgit were accommodating and were able to provide a fast and effective solution.”
“The process was so quick and easy with Bridgit, I managed to sign my declaration between the 10th and 11th hole at my golf course.”
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Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.
Accept your loan offer by making a small upfront deposit and progress your application to the next stage.
Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.
Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.
Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.
Accept your loan offer by making a small upfront deposit and progress your application to the next stage.
Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.
Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.
21 Feb 2022
Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham
14 Feb 2022
The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.
- Nicole Fox
20 Jan 2021
During the stressful times of obtaining Finance, the BRIDGIT Team came to the fore. We are most grateful for their advice and support.
- MTW
22 Dec 2021
The team at Bridgit were remarkably talented and understands the pressing issues the situation demands. I cannot thank them enough for stepping up to a life saving situation for customers.
- Jehan Fernando
20 Dec 2021
We are so happy we chose Bridgit over a bank. Tom, George and Ken assisted us all the way. They explained everything and made the process easy and stress free. We cannot recommend Bridgit highly enough.
- Felicity F
13 Dec 2021
Bridgit was phenomenal in getting our pre-approval ready (within hours!). Easy to deal with and they knew exactly where my application was at.
- NH
13 Dec 2021
I had never dealt with Bridging Finance as a Broker previously & Bridgit made the process quick & simple. I could get quick help & support that helped me navigate my first Bridging Finance application.
- Chris
13 Dec 2021
I approached Bridgit with a scenario that needed to be settled within 12 days. The deal was lodged within 48 hours. My clients achieved a great result in the time frame required.
- Benjamin Sutton
13 Dec 2021
If you're thinking about getting a bridging loan I'd recommend giving Bridgit a try. I found Bridgit to be way more efficient than the big banks. The communication was great too.
- Michael
07 Feb 2024
Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham
11 Nov 2023
The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.
- Nicole Fox
11 Nov 2023
During the stressful times of obtaining Finance, the BRIDGIT Team came to the fore. We are most grateful for their advice and support.
- MTW
20 Oct 2022
The team at Bridgit were remarkably talented and understands the pressing issues the situation demands. I cannot thank them enough for stepping up to a life saving situation for customers.
- Jehan Fernando
24 Jun 2022
We are so happy we chose Bridgit over a bank. Tom, George and Ken assisted us all the way. They explained everything and made the process easy and stress free. We cannot recommend Bridgit highly enough.
- Felicity F
20 Dec 2021
If you're thinking about getting a bridging loan I'd recommend giving Bridgit a try. I found Bridgit to be way more efficient than the big banks. The communication was great too.
- Michael
20 Dec 2021
Bridgit was phenomenal in getting our pre-approval ready (within hours!). Easy to deal with and they knew exactly where my application was at.
- NH
21 Feb 2022
I had never dealt with Bridging Finance as a Broker previously & Bridgit made the process quick & simple. I could get quick help & support that helped me navigate my first Bridging Finance application.
- Chris
23 Nov 2022
I approached Bridgit with a scenario that needed to be settled within 12 days. The deal was lodged within 48 hours. My clients achieved a great result in the time frame required.
- Benjamin Sutton
Disclaimer
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term where a minimum repayment of 40% of the initial loan amount is made within the first 6 months of the loan commencing. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply. A minimum repayment of 40% of the initial loan amount must be made within the initial 6 months to remain on the introductory rate. This can be achieved through sale of a property or other contributions.
