Bridgit. Bridging loan rates

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Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%
Apply Now

Best Lending Innovation

Winner, Finder Innovation Awards

Bridging loan rates

Our Bridgit team specialises in bridging loans. That’s all we do. Our product gives Aussie homeowners the freedom to buy a new home before selling their existing property. Your loan is on your terms and personalised to your needs.

We offer competitive bridging loan rates and no monthly repayments for the duration of your loan term, giving you time and flexibility to arrange the best sale price for your property.

We can provide a loan of up to $8M for up to 12 months.

No monthly repayments

We understand the property market and know that sometimes it is difficult to sell a property quickly. It may take time to get the best result from your sale. We don’t want you to worry about extra repayments or additional bridging loan rates. That’s why we offer no monthly repayments on our bridging loans. You have up to 12 months to prepare and sell your property without making monthly repayments.

Set-up fee

The set-up fee is calculated as a percentage of the total loan amount and does not need to be paid until you settle the loan. This way you don’t have to rush and worry that your bridging loan interest rate is building up each day.

Interest in advance

We calculate your interest in advance and include it in the total loan amount. This means you don’t have to worry about making monthly repayments during your loan term. If you repay your loan early, your interest will be recalculated and your repayment amount reduced to reflect your actual term. For example, if you repay at 2 months, your final repayment amount will be reduced to reflect only 2 months of interest.

Find out more about our fast bridging loans

Bridgit loans are made for today. By utilising technology, we process your information quickly and move you throughout the application and loan process efficiently. This helps take the stress out of the lending process so you can focus on making better decisions when it comes to buying your next dream property.

Although we are faster, everything we do is designed to be more trusting. We will always make sure that we provide the best solution for you. We have a team of amazing Aussies to support you along the way.

Learn more

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%
Apply NowSchedule a call

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham
Trustpilot

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Apply NowSchedule a call

We are here to improve the process of lending, to take the stress out of it. We are made for today.

Hear from customers who
bridged it

Chris & Sharanne relocated to their ultimate dream acreage with Bridgit!

“It was a 3 day turnaround from when we first rang to when we were told we were able to make an offer on the property. It was incredible. It has made an incredible change to our lives”
- Sharanne, Bridgit customer
Watch their story

While the excitement of purchasing a new home is undeniable, modern property transactions require quick turnaround times, and many traditional financial solutions simply can't keep up with the market's pace. Stepping in as Australia's bridging loan expert, Bridgit ensures you can complete your purchase on your terms without any red tape.

Designed 'tech-first', our cutting-edge technology saves time and reduces paperwork, as well as streamlining the application process, making it easier for experts to help customers. On top of this, we offer an initial interest-free period with no monthly repayments and no early exit fees, which means you can have the flexibility and confidence to sell your existing property; forget the endless search for 'Bridging Loan Compare', 'Cheapest Bridging Loan' or 'Can I Get A Bridging Loan' - Bridgit has you covered.

With Bridgit, you can end your search for 'bridge finance', 'what is a bridge loan' and 'bridging finance rates', as we make it simple to apply with us: just complete our quick online application and receive an approval outcome in as fast as 24 hours. When you've found and purchased your next dream home, you can repay your bridging loan by selling your existing property during the loan period - it's as simple as that, so apply now!

Disclaimer
‍
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
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^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.