Temporary Mortgage

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Temporary Mortgage

More often than not, most people looking to move into a new home would have to go through the lengthy process of selling their current property before they can think about buying a new one. For that reason, thousands of Australians have been considering finance options by looking up 'Temporary Mortgage' and settling for a traditional bank lender, but usually, they would find themselves encumbered by slow, manual processes. Instead of dealing with such purchasing roadblocks, why don't you just take advantage of the bridging loans we have at Bridgit and avoid the time-consuming processes you'd usually come across? Here, we're more than devoted to giving you a fast non-bank loan deal for practically any housing need. With the convenient short-term loans we have, all types of borrowers can purchase the property of their dreams. What's more, you can finally end your search for 'Can I Get A Bridging Loan', as our 100% online setup does a great job at cutting through the red tape. We leverage technology to provide fast turnaround times, giving you the freedom to focus on important decisions in your life, such as buying the perfect property, rather than being bogged down by filling out forms and paperwork. Unlock the value of your property without having to sell it first.

You don't have to continue searching for 'Temporary Mortgage' online if you decide to work with Bridgit today. Unlike traditional bank lenders, we leverage technology to minimise the hassle of filing paperwork to enable you to make better decisions without missing out on opportunities. Instead of searching 'Do Banks Give Bridging Loans' and 'Can You Get Bridging Loans For House Purchase' online, you can get started with financing your next home with our fast bridging loan. We offer different types of bridging loans for every type of Australian, such as newlywed couples looking for a large home to start a family with an upsizer bridging loan. We even accommodate people who want to live a pragmatic lifestyle with a downsizer bridging loan. Maybe you're struggling with providing conventional proof of income to your financial institution. In that case, our low doc bridging loan options are designed for borrowers like you. To make buying and selling your home as easy as possible, we want to help you eliminate the stress of the lending process. Moreover, we've designed our application process to be as quick and thorough as possible so that you don't have to miss out on an opportunity to pursue your dream home. You can unlock the equity of your property before you sell it with Bridgit, so you don't have to rush into any deal and can choose the most advantageous one.

You can rest assured that Bridgit can assist you with your search for 'Who Offers Bridge Loans' or 'Loan With Option To Buy'. With our lending service, you can look forward to loans with a minimum balance of $300,000 and a maximum balance of $8,000,000. This will give you the confidence you need to sell your property at a comfortable pace or dial in on potential picks you've found in house listing forums. Best of all, our client-forward terms and conditions can provide you with a repayment period of twelve months. With a competitive setup fee included in the total loan cost, our team of experts can guarantee smooth and convenient procedures. For example, after you fill out our virtual application papers with your contact information, you can expect us to respond within 24 hours. If we deem you as an approved borrower, we'll update you on the amount you can loan, and then you can make an initial down payment for finalisation. When you've signed the essential documents through our virtual portal, all that's left is for you to do is secure your new property. Try our service at Bridgit, and harness your home's usable equity. Contact us now, and feel free to speak to our customer support for questions that relate to 'bridging loans' or perhaps 'short term property loans'.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.