Buy your next property on your terms.

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.49% p.a. introductory rate (includes a 1% p.a discount), 8.58% p.a comparison rate

Set-up fee from 0.79%

Loans up to 12 months

Funding up to $8M

LVR up to 80%

Apply Now

Why Bridgit?

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.49% p.a. introductory rate (includes a 1% p.a discount), 8.58% p.a comparison rate^

Set-up fee from 0.79%

Loans up to 12 months

Funding up to $8M

LVR up to 80%

No repayments until maturity

Why Bridgit?

Simple process,
faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

Want to know more?
Bridgit FAQs

Trusted by customers who Bridgit

No items found.

21 Feb 2022

Customer Service at its best

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

07 Feb 2024

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

15 Jan 2024

Going above and beyond for results

The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.

- Nicole Fox

15 Jan 2024

Great Team

During the stressful times of obtaining Finance, the BRIDGIT Team came to the fore. We are most grateful for their advice and support.

- MTW

Get 24 hour approval
with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lender processes on refinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

Most of the time, people who are hoping to move into a new home have to undergo the dreaded process of selling their current property before they can purchase a new one. For that reason, thousands of Australians have been considering finance options by looking up 'Stone Bridge Mortgage' and settling for a traditional bank lender, but usually, they would find themselves encumbered by slow, manual processes. Instead of dealing with such purchasing roadblocks, why don't you just take advantage of the bridging loans we have at Bridgit and avoid the time-consuming processes you'd usually come across? Here, we're absolutely committed to presenting you a non-bank lending option for your housing needs. With our flexible short-term loan options, just about any type of borrower can secure the property they've been dreaming about. What's more, you can finally end your search for 'Bridging Finance Brisbane', as our 100% online setup does a great job at cutting through the red tape. We leverage technology to provide fast turnaround times, giving you the freedom to focus on important decisions in your life, such as buying the perfect property, rather than being bogged down by filling out forms and paperwork. Unlock the value of your property without having to sell it first.

Bridgit is the place to end your searches for 'Stone Bridge Mortgage', 'Bridging Loan Explained', and 'Bridging Finance Deposit' in the quest to secure ownership of a new property. Whatever your lifestyle, you can choose from our range of fast bridging loan options and see what's appropriate for you. If you're someone with a green thumb who needs some extra space to set up a lovely garden, our upsizer bridging loan can help you get there. Maybe you're struggling with the upkeep of a bigger property and just want to settle down in a humbler abode; our downsizer bridging loan could be for you. On the other hand, if you don't have a standard income or you work for yourself, you can use our low doc bridging loan to make things easier because we accept alternative forms of income verification. A Bridgit loan comes with many other benefits. You can take your time finding the right buyer for your old home while we handle the down payment and closing costs for your new home. Storage and temporary housing will not become a factor. Finally, our loans cover your mortgage, so you don't have to worry about paying double mortgages.

If you've been wondering about 'Bridging Loan Auction' and 'Closed Bridging', Bridgit can help get you started. It's so easy. In general, we offer loans ranging from $300,000 to $8,000,000, though exceptions are possible on a case-by-case basis. The total loan amount includes a reasonable set-up fee, and the loan term is for a total of twelve months. If you meet our qualifications as a borrower, you can expect a response regarding an approval offer along with the amount you are entitled to receive within 24 hours of submitting your information through our online application. The loan offer will be sent to you, and if you're satisfied with the details, you can accept it by making the initial deposit. Once your current property has been evaluated and you've signed the documents digitally, you can settle in just a few days. You'll be able to place a bid on your ideal property and move in as quickly as possible. The equity in your house can be used to purchase a new home without selling your current one. Get in touch with Bridgit's customer support today for questions about 'short term bridging loan' or 'what is a bridging loan'.

Aussie based crew

We’re here to help, if you have any questions get in touch

Weekdays 9am – 5:30pm AEST

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term where a minimum repayment of 40% of the initial loan amount is made within the first 6 months of the loan commencing. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply. A minimum repayment of 40% of the initial loan amount must be made within the initial 6 months to remain on the introductory rate. This can be achieved through sale of a property or other contributions.