Buy your next property on your terms.

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.49% p.a. introductory rate (includes a 1% p.a discount), 8.58% p.a comparison rate

Set-up fee from 0.79%

Loans up to 12 months

Funding up to $8M

LVR up to 80%

Apply Now

Why Bridgit?

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.49% p.a. introductory rate (includes a 1% p.a discount), 8.58% p.a comparison rate^

Set-up fee from 0.79%

Loans up to 12 months

Funding up to $8M

LVR up to 80%

No repayments until maturity

Why Bridgit?

Simple process,
faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

Want to know more?
Bridgit FAQs

Trusted by customers who Bridgit

No items found.

21 Feb 2022

Customer Service at its best

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

07 Feb 2024

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

15 Jan 2024

Going above and beyond for results

The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.

- Nicole Fox

15 Jan 2024

Great Team

During the stressful times of obtaining Finance, the BRIDGIT Team came to the fore. We are most grateful for their advice and support.

- MTW

Get 24 hour approval
with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lender processes on refinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

When it comes to buying a new home, selling your current one can become a major deterrent. That is why many Australians seek a bridge loan to make the next purchase possible. Hence, an increase in searches for 'Small Bridging Loan' on the internet. However, the manual and time-consuming procedures of traditional lenders can be such a hindrance. If you're a homebuyer pressed for time, traditional methods would have you visit a branch in person to sign documents. Because of the complexity of bridge loans, it may take longer for you to receive your funds from traditional lenders, but this is a problem of the past. Bridgit's services use the latest technology to streamline the loan process from start to finish, allowing it to be completed in as little as a few days. With our online lending service, we strive to make it easy and convenient for you to move into your new home as soon as possible. We won't make you fill out a tedious application form by hand as other banks do. In just a few short minutes, you can fill out an application for bridging loans on our website. Get approved to use your home's equity within 24 hours, and use the money to purchase a new house without having to wait till you sell your old one.

There's no need to scour the internet for 'Speed Bridging Loans' and 'Taking Out A Bridging Loan' in search of help. We offer fast bridging loan options that will work for you no matter what your goals are, whether you are looking to declutter in a smaller home with the help of a downsizer bridging loan or are a pet lover looking for more open space for your furry friends to run about with an upsizer bridging loan. Whatever your lifestyle, we can help you get a loan that works with your budget and needs. If you're self-employed or lack the necessary documentation for a loan but plan on getting a similar property, we also provide a low doc bridging loan option. Take a look at Bridgit's options and see how they can help you to purchase the home of your dreams. Getting your finances in order with our fast settlement process may prevent you from losing that property you have been eyeing. In addition, you won't have to juggle multiple mortgage payments at the same time since your existing mortgage will be paid off. In the meantime, you can have the peace of mind to make better decisions on the sale of your current home.

Now that you've chosen Bridgit to help you with your search for 'Cheapest Bridging Loan' and 'Bridge Loan Providers', you can be one step closer to your dream home. Our simple and straightforward process begins with applying online and telling us all the relevant details to see how much you can borrow. You can secure a property loan for as low as $300,000 and as high as $8,000,000. Then, you just need to accept your loan offer by making a small deposit. Upon signing the documents, you will be able to receive funds settlement in as little as a few days after we have valued the property and confirmed final verifications. With Bridgit by your side, no matter what your dream home is, it's no longer out of reach. You could also take your time to find your perfect home and sell when you're ready. Our services give you the freedom to choose your dream home on your own terms by unlocking the equity in your home without requiring you to make any sacrifices in your life. If you ever have any questions regarding 'bridge financing' or 'short term property finance', feel free to speak to our customer service team. Never miss an opportunity for your dream home ever again, and secure it today. Apply with Bridgit today!

Aussie based crew

We’re here to help, if you have any questions get in touch

Weekdays 9am – 5:30pm AEST

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term where a minimum repayment of 40% of the initial loan amount is made within the first 6 months of the loan commencing. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply. A minimum repayment of 40% of the initial loan amount must be made within the initial 6 months to remain on the introductory rate. This can be achieved through sale of a property or other contributions.