Short Term Bridging

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Short Term Bridging

Before most people can buy a new house, they have to sell their old one first. But between getting the house ready, finding an agent, and negotiating a sale, the process can take a long time. All the while, any ideal properties you might be considering are coming and going off the market. That's why so many Australians looking for bridging loans are turning to the internet with enquiries about 'Bridging Loan Arrangement Fees'. Instead of going through the long, drawn-out processes of banks and other traditional lenders, which can take anywhere from weeks to months, you can use our services here at Bridgit. Our goal is to streamline the process of getting financing for you. The short-term loan options we offer have helped many Australian homeowners bridge the gap moving between their former and dream homes. You'll see for yourself how we cut down application time from weeks to hours after you use our online platform for the first time. Applying with us only takes a couple of minutes, and you can be on your way to unlocking the equity in your home before selling it. Then, you can finally stop searching for 'Short Term Bridging', and let us do the legwork for you.

No more sifting through 'Short Term Bridging' results only to get overloaded with information that you won't even use. No matter what your questions about 'Secured Bridge Loan' or 'Types Of Bridge Loans' are, our fast bridging loan products come with the flexibility you need. Looking to downsize closer to the family after retiring? A downsizer bridging loan can help you with that. If you've got a family that's outgrown the space of your current house, you can consider an upsizer bridging loan and get some extra room for the kids to run around in. Bridgit also takes a common-sense approach to income verification, so if you are self-employed or have trouble presenting the standard documents, we accept alternate forms of documentation with our low doc bridging loan. You can deal with the affairs of your previous home's sale more effectively with Bridgit since you will be able to move in sooner rather than later. We even pay off your existing mortgage, so that you only have to deal with one mortgage on your new home.

If you could use some help in your search for 'Online Bridging Loan Calculator' or 'Who Offers Bridge Loans', Bridgit's here to lend a hand. The loans we offer range from $300,000 to $8,000,000. All you have to pay at the end of the term is the total amount of the loan, and there are no other hidden fees. Our process is quick and easy. Just fill out the form on our website. Within 24 hours, you'll hear back from us regarding your approval and the amount you are eligible to borrow. If you accept the conditions of the loan, just pay a small deposit to move forward. In just a few days, we will verify all the details regarding your property, and you will be able to digitally sign the documents and reach settlement. Then, you can be on your merry way to the house of your dreams. We also have a fantastic customer service team who can answer any questions you may have about 'bridge finance' and 'bridge loan calculator'. Unlock your home's equity and use it to buy a new home today with Bridgit.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.