Residential Bridging Finance

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Residential Bridging Finance

Selling a house can be a long and difficult process. It takes a lot of work, and it can take away from your plans to buy a new one. It's no wonder that many homeowners in Australia have been looking into bridging loans online by searching for things like 'Bridging Loan Arrangement Fees' to get the ball rolling. Your plans can get bogged down in red tape and bottlenecks when dealing with traditional lenders like banks. Rather than wasting time and energy working with those obstacles, you can take advantage of the services we offer here at Bridgit. Our company is devoted to meeting the fast-paced requirements of busy buyers. With a variety of short-term loan options, we help would-be homeowners purchase their dream homes. Your search for 'Residential Bridging Finance' can, at last, come to a close. You can complete our digital application in minutes and get financed in days instead of months. Bridgit is here to help Australian homeowners transition to their dream houses. Get bridging loans today so you can access your property's value before you sell it.

Bridgit's fast bridging loans are perfect for you if you've been searching for 'Residential Bridging Finance' online. It is possible for you to control the process of buying and selling a home regardless of your circumstances or vision. Instead of searching for 'Residential Bridging Loan' and 'Short Term Loan Until House Sells' online, don't miss the opportunity to own your dream home ever again with one of our fast bridging loan options. Whether you want to consider a downsizer bridging loan to live a simpler and more practical lifestyle or you're considering an upsizer bridging loan to move into a larger home in the suburbs, Bridgit provides you with the flexibility to move according to your own needs. Our low doc bridging loan makes the process easier for those who have difficulty providing conventional proof of income. Our fast settlements allow you to move in as soon as possible, so there's no rush to accept the first offer you get on your old property. You can then spend more time finding the right buyer for your current home instead. We also take care of your existing mortgage, so you only focus on one. Rather than spending thousands on short-term living expenses, you can concentrate on finding your perfect home while we handle the settlement process for you.

Whether or not you're convinced that Bridgit will satisfy your search for 'How Much Of A Bridge Loan Can I Get' and 'Define Bridging Finance', our client-forward terms and conditions are designed to empower every Australian homeowner to buy and sell properties on their own terms. A pre-approval loan offer starts with a simple, quick, and completely online application process for our bridging loans. Our experts will appraise your property and the house you've been eyeing, so you know how much you can borrow. Depending on the property type, your bridging loan can range from $300,000 to as much as $8,000,000. Once you are happy with the details of the loan, you can make an upfront deposit to accept the offer and move forward by signing the documents digitally. You can then receive settlement in just a few days. The next step is to buy and move into your new home. We have an excellent team of customer service representatives in Australia who can answer your questions and help you get started on your bridge loan application. If you ever have questions about 'bridging loan calculator' or 'short term bridging loan', feel free to contact our support team. Talk to us today.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.