Refinance Bridge Loan

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Refinance Bridge Loan

Based on an increase in searches for 'Refinance Bridge Loan', it appears as if more and more Australians are considering finance options like bridge loans. It can take almost half a year to sell a house, depending on the condition of the house, the location, and the price. It can be stressful and time-consuming to buy a new house before selling your old one. While you wait for your old house to sell, you may have to pay for expensive temporary housing and storage. If you are encumbered by the tedious, manual processes of traditional banks, your new dream home could be snatched up by someone else. You shouldn't have to spend hours searching for 'Qualifying For A Bridge Loan' online. With Bridgit, you avoid these time-consuming processes and focus on unlocking the flexibility of bridging loans. We believe that you should be able to access the value of your property without putting your life on hold and waiting for slow traditional finance options. However, our technology does more than speed up the process; it allows our bridging loan experts to focus on what really matters - helping you. We want to bring more innovative solutions to every Australian homeowner by using technology made for today.

Bridgit is the place to end your searches for 'Refinance Bridge Loan', 'Re Bridging Loans', and 'Real Bridging Finance Ltd' in the quest to secure ownership of a new property. Whatever your lifestyle, you can choose from our range of fast bridging loan options and see what's appropriate for you. If you're someone with a green thumb who needs some extra space to set up a lovely garden, our upsizer bridging loan can help you get there. Maybe you're struggling with the upkeep of a bigger property and just want to settle down in a humbler abode; our downsizer bridging loan could be for you. On the other hand, if you don't have a standard income or you work for yourself, you can use our low doc bridging loan to make things easier because we accept alternative forms of income verification. A Bridgit loan comes with many other benefits. You can take your time finding the right buyer for your old home while we handle the down payment and closing costs for your new home. You won't have to worry about paying for temporary housing or storage. Lastly, our loans cover your mortgage, so you will not have to worry about paying two loans at once.

Still searching for 'Capital Bridge Finance' and 'Gap Analysis Finance'? Know that we at Bridgit will do our best to support and accommodate you throughout your application process. Through trust, we provide our clients with the means to progress in life without putting everything else on hold. You could even be approved for a Bridgit loan within 24 hours. You don't have to wait for weeks to make use of your property's equity to find your perfect new home. In Bridgit, we assist you in accessing your home equity so that you can pursue your dream home and make empowered decisions. Moreover, our expert team leverages our technology and knowledge to ensure that you can focus on the things that matter - making your dream home a reality. If you ever have questions or concerns regarding 'bridging finance rate' or 'bridging loan interest rate', you can contact our support team. Bridge the gap between your current home and your dream home with Bridgit. Let's talk about how you can bridge it today.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.