Loan With Option To Buy

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Loan With Option To Buy

You might have searched 'Loan With Option To Buy' at some point if you've been looking into bridging loans to finance your new dream home. With long and tedious traditional processes, you are likely to wait weeks or even months. You may already have missed your chance at the dream home by the time you get approved. Everyday Aussies are paying the price for an industry lagging behind in finance options. That's why we want to empower Australians to seize the opportunity to buy their dream homes without having to put everything on hold. At Bridgit, we give you access to the value of your property, so you can purchase your dream home without selling your current home. We saw how Australian homeowners were paying the price for slow financial processing; Bridgit incorporates technology by allowing you to apply for bridging loans online. We leverage advanced technology so we can focus on making the bridging loan process easier for you. Not only is working with Bridgit faster than traditional finance processes but everything we do is designed to be more trustworthy. We always aim to provide you with the best solution, no matter your circumstances.

Bridgit's fast bridging loan options are perfect for you if you've been searching for 'Gap Finance Sydney Address' or 'Business Finance Lawyer The Gap' or other similar terms. Regardless of your circumstances or dream home, you have the power to control how you buy and sell. Whether lifestyle changes make it more practical to consider a downsizer bridging loan or you're considering a larger home with an upsizer bridging loan, Bridgit enables you to move flexibly on your own terms. We also offer a low doc bridging loan as a financing option for freelancers and self-employed individuals who have difficulty providing documents of employment or proof of income. You don't have to worry about missing an opportunity at your dream home ever again. We're all about fast yet thorough decision-making, so you don't stress about your application for weeks. At Bridgit, you can expect us to send a response regarding your loan approval in as little as 24 hours. In fact, Bridgit will even cover your existing mortgage, so you no longer need to worry about having two. With our prompt settlements, you don't have to spend thousands on short-term living expenses; all you need to do is focus on finding your perfect home.

Now that you've chosen Bridgit to help you with your search for 'Gap Lending' and '24 Hour Bridging Loan', you can be one step closer to your dream home. Applying online and telling us all the relevant information about yourself is our simple and straightforward process. You can secure a property loan for as low as $300,000 and as high as $8,000,000. Then, you just need to accept your loan offer by making a small deposit. Upon signing the documents, you will be able to receive funds settlement in as little as a few days after we have valued the property and confirmed final verifications. With Bridgit by your side, no matter what your dream home is, it's no longer out of reach. You could also take your time to find your perfect home and sell when you're ready. Our services give you the freedom to choose your dream home on your own terms by unlocking the equity in your home without requiring you to make any sacrifices in your life. If you ever have any questions regarding 'bridging loan interest rate' or 'bridge loan', feel free to speak to our customer service team. Never miss an opportunity for your dream home ever again, and secure it today. Apply with Bridgit today!

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.