Loan Bridging

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Loan Bridging

Most of the time, people who are hoping to move into a new home have to undergo the dreaded process of selling their current property before they can purchase a new one. For that reason, thousands of Australians have been considering finance options by looking up 'Loan Bridging' and settling for a traditional bank lender, but usually, they would find themselves encumbered by slow, manual processes. Instead of dealing with such purchasing roadblocks, why don't you just take advantage of the bridging loans we have at Bridgit and avoid the time-consuming processes you'd usually come across? Here, we're beyond dedicated to providing you with quick non-bank lending for all sorts of housing needs. With short-term loans with excellent flexibility, borrowers of all types can afford their dream home. What's more, you can finally end your search for 'Is Bridging Finance Expensive', as our 100% online setup does a great job at cutting through the red tape. We leverage technology to provide fast turnaround times, giving you the freedom to focus on important decisions in your life, such as buying the perfect property, rather than being bogged down by filling out forms and paperwork. Unlock the value of your property without having to sell it first.

With our technology and team of experts, you don't have to look for 'Loan Bridging' online anymore. Let us help you take the first steps in securing our fast bridging loan. So, stop searching for 'What Does Bridging Finance Cost' and 'Short Term Home Loan' online, and minimise the stress of financing your next dream home. Our fast bridging loan option allows us to accommodate every Australian - whether you're looking for a downsizer bridging loan because of lifestyle changes or considering an upsizer bridging loan because of your promotion at work. Our low doc bridging loan options are designed to help borrowers who do not have the standard PAYG payslips. No matter the reason or loan you're looking for, you can simply focus on decisions that matter and secure a buyer for your current property. Moreover, you don't have to repay two mortgages when you secure your next dream home; we will pay your existing mortgage for you. We leverage our technology and expert teams to ensure you never have to miss the opportunity to buy your next dream home because of slow financing processes ever again.

If you've been wondering about 'How Much Is Bridging Finance Australia' and 'Define Bridging Finance', Bridgit can help get you started. It's so easy. Our loan amounts range from $300,000 to $8,000,000, with exceptions to higher or lower amounts considered on a case-by-case basis. The total loan amount includes a reasonable set-up fee, and the loan term is for a total of twelve months. If you meet our qualifications as a borrower, you can expect a response regarding an approval offer along with the amount you are entitled to receive within 24 hours of submitting your information through our online application. We'll send you a loan offer, and if you're satisfied with the details, you can accept it by depositing the initial amount. Once your current property has been evaluated and you've signed the documents digitally, you can settle in just a few days. You'll be able to place a bid on your ideal property and move in as quickly as possible. By tapping into your house's equity, you can purchase a new home without having to sell your current one. Get in touch with Bridgit's customer support today for questions about 'short term bridging loans' or 'bridge finance'.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.