Land Bridging Loan

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Land Bridging Loan

When it comes to buying a new home, selling your current one can become a major deterrent. That is why many Australians seek a bridge loan to make the next purchase possible. Hence, an increase in searches for 'Land Bridging Loan' on the internet. There are, however, a number of issues that can impede traditional lending, such as the manual and time-consuming process. If you're a homebuyer pressed for time, traditional methods would have you visit a branch in person to sign documents. Because of the complexity of bridge loans, it may take longer for you to receive your funds from traditional lenders, but this is a problem of the past. Bridgit's services use the latest technology to streamline the loan process from start to finish, allowing it to be completed in as little as a few days. With our online lending service, we strive to make it easy and convenient for you to move into your new home as soon as possible. We won't make you fill out a tedious application form by hand as other banks do. In just a few short minutes, you can fill out an application for bridging loans on our website. Get approved to use your home's equity within 24 hours, and use the money to purchase a new house without having to wait till you sell your old one.

If you've been searching online for 'Large Bridging Loans', 'Lender Bridging Finance', or something similar, you don't need to look any further. We offer a wide range of fast bridging loan options to meet the needs of Australian homeowners, whether you're an empty nester looking for a downsizer bridging loan to move into a cosier little house, a young professional thinking about an upsizer bridging loan after a promotion, or anybody in between. You can focus on getting the ideal home for your needs with our help. And if you're looking to buy a similar property but work independently and don't have traditional documentation like a PAYG payslip - don't worry; we also have a low doc bridging loan option. See for yourself how Bridgit's options can aid you in getting that new house. You don't have to wait long to make a bid on your ideal property with our fast settlement process; you also won't have to spend money on hotels or room with a friend during the transition. You can use your spare time to focus on getting your current home sold. As part of the deal, the loan will even cover your current mortgage, so you only have to worry about one payment instead of two.

Now that you've chosen Bridgit to help you with your search for 'How Quickly Can You Get A Bridging Loan' and 'Financing Gap Formula', you can be one step closer to your dream home. Getting funded begins with applying online and providing us with all the relevant details to determine how much you may be able to borrow. You can secure a property loan for as low as $300,000 and as high as $8,000,000. Then, you just need to accept your loan offer by making a small deposit. After we've valued the property and confirmed final verifications, we enable settlement in as little as a few days of signing the documents. With Bridgit by your side, no matter what your dream home is, it's no longer out of reach. You could also take your time to find your perfect home and sell when you're ready. We afford you the flexibility to choose your dream home on your own terms by unlocking the equity in your home without having to put your life on hold. If you ever have any questions regarding 'bridge financing' or 'bridge finance', feel free to speak to our customer service team. Never miss an opportunity for your dream home ever again, and secure it today. Apply with Bridgit today!

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.