How To Get A Home Loan When Relocating

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134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

How To Get A Home Loan When Relocating

Before most people can buy a new house, they have to sell their old one first. But between getting the house ready, finding an agent, and negotiating a sale, the process can take a long time. All the while, any ideal properties you might be considering are coming and going off the market. That's why so many Australians looking for bridging loans are turning to the internet with enquiries about 'Loans For Relocation'. You can use our services instead of waiting weeks or months for banks and other traditional lenders to process your loan. Our goal is to streamline the process of getting financing for you. The short-term loan options we offer have helped many Australian homeowners bridge the gap moving between their former and dream homes. Once you use our online platform, you'll discover how we can reduce application time from weeks and months to a few hours. Applying with us only takes a couple of minutes, and you can be on your way to unlocking the equity in your home before selling it. Then, you can finally stop searching for 'How To Get A Home Loan When Relocating', and let us do the legwork for you.

Bridgit is the place to end your searches for 'How To Get A Home Loan When Relocating', 'Relocation Mortgage Loans', and 'What Is A Relocation Loan' in the quest to secure ownership of a new property. Whatever your lifestyle, you can choose from our range of fast bridging loan options and see what's appropriate for you. If you're someone with a green thumb who needs some extra space to set up a lovely garden, our upsizer bridging loan can help you get there. Maybe you're struggling with the upkeep of a bigger property and just want to settle down in a humbler abode; our downsizer bridging loan could be for you. On the other hand, if you don't have a standard income or you work for yourself, you can use our low doc bridging loan to make things easier because we accept alternative forms of income verification. A Bridgit loan comes with many other benefits. You can take your time finding the right buyer for your old home while we handle the down payment and closing costs for your new home. The cost of temporary housing and storage will not be a concern for you. Lastly, our loans cover your mortgage, so you will not have to worry about paying two loans at once.

You can rest assured that Bridgit can assist you with your search for 'Green Door Bridging Loans' or 'Bridge Credit Loan'. With our lending service, you can look forward to loans with a minimum balance of $300,000 and a maximum balance of $8,000,000. This will give you the confidence you need to sell your property at a comfortable pace or dial in on potential picks you've found in house listing forums. Best of all, our client-forward terms and conditions can provide you with a repayment period of twelve months. With the reasonably priced arrangement fee incorporated in the loan's total, our team of professionals can make sure you have seamless and hassle-free procedures. For example, after you fill out our virtual application papers with your contact information, you can expect us to respond within 24 hours. If we approve your request as a client, we'll send you a notice on how much you can borrow, and then you can pay an initial amount to make everything final. When you've signed the essential documents through our virtual portal, all that's left is for you to do is secure your new property. Try our service at Bridgit, and harness your home's usable equity. Contact us now, and feel free to speak to our customer support for questions that relate to 'short term bridging loan' or perhaps 'bridge finance'.

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We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.