Buy your next property on your terms.

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.49% p.a. introductory rate (includes a 1% p.a discount), 8.58% p.a comparison rate

Set-up fee from 0.79%

Loans up to 12 months

Funding up to $8M

LVR up to 80%

Apply Now

Why Bridgit?

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.49% p.a. introductory rate (includes a 1% p.a discount), 8.58% p.a comparison rate^

Set-up fee from 0.79%

Loans up to 12 months

Funding up to $8M

LVR up to 80%

No repayments until maturity

Why Bridgit?

Simple process,
faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

Want to know more?
Bridgit FAQs

Trusted by customers who Bridgit

No items found.

21 Feb 2022

Customer Service at its best

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

07 Feb 2024

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

15 Jan 2024

Going above and beyond for results

The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.

- Nicole Fox

15 Jan 2024

Great Team

During the stressful times of obtaining Finance, the BRIDGIT Team came to the fore. We are most grateful for their advice and support.

- MTW

Get 24 hour approval
with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lender processes on refinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

Most of the time, people who are hoping to move into a new home have to undergo the dreaded process of selling their current property before they can purchase a new one. For that reason, thousands of Australians have been considering finance options by looking up 'How Do Bridging Loans Work Australia' and settling for a traditional bank lender, but usually, they would find themselves encumbered by slow, manual processes. Instead of dealing with such purchasing roadblocks, why don't you just take advantage of the bridging loans we have at Bridgit and avoid the time-consuming processes you'd usually come across? Here, we're beyond dedicated to providing you with quick non-bank lending for all sorts of housing needs. With our flexible short-term loan options, just about any type of borrower can secure the property they've been dreaming about. What's more, you can finally end your search for 'Do Bridge Loans Still Exist', as our 100% online setup does a great job at cutting through the red tape. We leverage technology to provide fast turnaround times, giving you the freedom to focus on important decisions in your life, such as buying the perfect property, rather than being bogged down by filling out forms and paperwork. Unlock the value of your property without having to sell it first.

With our technology and team of experts, you don't have to look for 'How Do Bridging Loans Work Australia' online anymore. Let us help you take the first steps in securing our fast bridging loan. So, stop searching for 'Fast Bridging Loans' and 'Fast Bridge Loans' online, and minimise the stress of financing your next dream home. Our fast bridging loan option allows us to accommodate every Australian - whether you're looking for a downsizer bridging loan because of lifestyle changes or considering an upsizer bridging loan because of your promotion at work. Our low doc bridging loan options are designed to help borrowers who do not have the standard PAYG payslips. You can focus on decisions that matter and find a buyer for your current property, no matter the loan you need. Also, we will pay off your existing mortgage when you secure your next dream home; as a result, you will not have to pay off two mortgages. Because of our technology and expert teams, you'll never be forced to miss out on your next dream home again due to slow financing processes.

Instead of searching for 'Bridge Finance Rates' and 'Bridge Loan In Banking' online, learn how Bridgit can help empower your decisions through our client-forward terms and conditions. There are no exit fees in case you happen to resolve your bridging loan before the end of the twelve-month loan term. It only takes a few days to go from loan application to property appraisal and signing settlement documents. We'll get back to you within 24 hours regarding your approval once you submit our application form. Then when you are satisfied with the conditions of the loan offer, accept it by making the initial deposit. After we have done the appraisal and verifications of the property, all that is left for you to do is sign the documents, and you can be on your way to settlement in as little as a few days. Equity can be an excellent resource to speed up the process of buying your next property. If you ever have any inquiries about 'bridging finance rate' or 'bridging loan', then feel free to contact our support team. Unlock your property equity before you sell. Talk to us at Bridgit today.

Aussie based crew

We’re here to help, if you have any questions get in touch

Weekdays 9am – 5:30pm AEST

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term where a minimum repayment of 40% of the initial loan amount is made within the first 6 months of the loan commencing. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply. A minimum repayment of 40% of the initial loan amount must be made within the initial 6 months to remain on the introductory rate. This can be achieved through sale of a property or other contributions.