Home Bridge Loan Rates

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Home Bridge Loan Rates

When people consider moving into a new home for a lifestyle change, most would have to go out of their way to sell the property they currently own. Since this method involves a time-consuming process, a great number of Australians would be inclined to look up 'Home Bridge Loan Rates' or other related terms online and would usually settle with a traditional bank lender that could take weeks or even months to get them approved for short-term finance. We understand you need to act quickly to secure a great option for your dream home, so wouldn't you rather do away with lengthy procedures and find a service that offers excellent solutions? Not a problem; the team at Bridgit can assist you, as we're dedicated to offering loans that can cover the housing arrangement you want in the future. What's great about our service is that your search for 'Hard Money Bridge Loans' can, at last, come to a close. Simply use our online setup, and discover firsthand how we shorten application times. Navigate the Bridgit platform, go through our application in just a few minutes, and join our group of empowered Australian homeowners. Get bridging loans today so you can access your property's value before you sell it.

If you're tired of sorting through 'Home Bridge Loan Rates' results and coming up empty-handed, Bridgit has a range of fast bridging loan options for anyone curious about 'Home Bridge Financing' or 'Home Buying Bridge Loan' to get the financing they need to move forward with their living situation. If you are thinking of getting a smaller property with fewer distractions, consider our downsizer bridging loan option. If you need extra room to start a home business, our upsizer bridging loan might be the right option for you. For those who are self-employed or non-standard earners, we offer a low doc bridging loan that is open to alternative forms of verification so that you don't have to feel pressured to come up with conventional documents that don't apply to your situation. You don't have to sell your current home for less than your ideal price now that you have the funds necessary to purchase your dream home. You can also avoid unnecessary temporary storage and housing costs. The loan agreement covers your existing mortgage, so you won't have two mortgages in your hands. Our fast settlements give you the opportunity to place a competitive bid on your dream home.

Still searching for 'Equity Bridge Loan Definition' and 'Financing Gap Formula'? Throughout your application process, we at Bridgit will do our best to support and accommodate you. We strive to build trust with our clients so that we can work together to provide you with the means to progress in life without needing to put everything else on pause. You could even be approved for a Bridgit loan within 24 hours. You don't have to wait for weeks to make use of your property's equity to find your perfect new home. Our goal at Bridgit is to empower your decisions and enable you to pursue your dream home by helping you access the equity in your home. Moreover, our expert team leverages our technology and knowledge to ensure that you can focus on the things that matter - making your dream home a reality. If you ever have questions or concerns regarding 'short term property loan' or 'bridging loan', you can contact our support team. Bridge the gap between your current home and your dream home with Bridgit. Let's talk about how you can bridge it today.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.