Gap Financing Mortgage

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Gap Financing Mortgage

Selling a house can be a long and difficult process. It takes a lot of work, and it can take away from your plans to buy a new one. It's no wonder that many homeowners in Australia have been looking into bridging loans online by searching for things like 'First Bank Bridge Loan' to get the ball rolling. Your plans can get bogged down in red tape and bottlenecks when dealing with traditional lenders like banks. At Bridgit, you can take advantage of our services rather than waste time and energy overcoming those obstacles. Our company is devoted to meeting the fast-paced requirements of busy buyers. With a variety of short-term loan options, we help would-be homeowners purchase their dream homes. Your search for 'Gap Financing Mortgage' can, at last, come to a close. You can complete our digital application in minutes and get financed in days instead of months. Bridgit is here to help Australian homeowners transition to their dream houses. Get bridging loans today so you can access your property's value before you sell it.

Bridgit is the place to end your searches for 'Gap Financing Mortgage', 'Get A Bridging Loan', and 'Getting A Bridging Loan' in the quest to secure ownership of a new property. Whatever your lifestyle, you can choose from our range of fast bridging loan options and see what's appropriate for you. If you're someone with a green thumb who needs some extra space to set up a lovely garden, our upsizer bridging loan can help you get there. Maybe you're struggling with the upkeep of a bigger property and just want to settle down in a humbler abode; our downsizer bridging loan could be for you. On the other hand, if you don't have a standard income or you work for yourself, you can use our low doc bridging loan to make things easier because we accept alternative forms of income verification. A Bridgit loan comes with many other benefits. You can take your time finding the right buyer for your old home while we handle the down payment and closing costs for your new home. You won't have to worry about paying for temporary housing or storage. Finally, our loans cover your mortgage, so you don't have to worry about paying double mortgages.

If you still aren't convinced that Bridgit can end your search for 'Gap Lending' and 'Green Door Bridging Loans', we also have client-forward terms and conditions. Bridgit offers a twelve-month loan period that you can opt to settle early without any exit fees. Take advantage of our streamlined process that includes a competitive setup fee in the total loan cost. Once we credit you as an eligible borrower, we'll send you the loan summary, and you just need to provide a small initial deposit to finalise the process. Equity can be an excellent resource to speed up the process of buying your next property when you use it for your next purchase. And, with Bridgit, we ensure that you are able to assess the equity of your home to empower your decisions and enable you to pursue your dream home. If you ever have concerns about 'bridge loan calculator' or 'what is a bridging loan', then feel free to contact our support team. Don't let your new home remain a dream. Talk to us at Bridgit today.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.