Gap Analysis Finance

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Gap Analysis Finance

The amount of time it takes to sell your current home can make or break your chances of buying a new one. As a result, searches for 'Gap Analysis Finance' have been increasing among Australians seeking financing to help ease their transition. Unfortunately, traditional lending processes are often bogged down with slow, manual procedures. People need the flexibility to buy a new house before selling their old one given the fast-paced market of real estate. We at Bridgit want to help solve this problem. No more relying on old-school financial institutions, which take months to review your applications. We simplify things for you as a non-bank lender, as our short-term property loans are flexible, and our decisions are made quickly. It was evident that conventional lenders were excluding potential borrowers' needs with their blanket policies. That's why we tailor our bridging loans to your unique situation. You only need a few minutes to fill out an online application on our platform. With your Bridgit loan, you can get approval to use your home's equity in as little as 24 hours, so you can move into your property now and worry about selling your old one later.

Whether you've been searching for 'Asset Finance Lawyer The Gap', 'Corporate Financing Gap', or other similar terms, our fast bridging loan options give you the control and flexibility to buy and sell as you please. Every type of Australian homeowner can find something to suit their needs, whether it's downsizing or upsizing. You might consider getting a downsizer bridging loan if you want to have a more manageable home. Alternatively, you may want a larger home to accommodate your blossoming family. Then you may want to consider an upsizer bridging loan with Bridgit. Find the option that enables you to take control of your choice of home. If you have difficulty presenting documents of self-employment, we have something for you; we offer a low doc bridging loan if it's difficult for you to submit the standard financial statements needed for a traditional loan. Don't miss the opportunity to progress in life just because of finances. Experience firsthand how Bridgit can help you sell your property and improve your life. Furthermore, we'll cover your current mortgage, so you won't have to worry about two mortgages. With our prompt settlements, you don't have to spend thousands on relocation expenses.

Whether your search involves 'Bridging Finance House Purchase' or 'Loans For Relocation', Bridgit can get you started with our straightforward process. You can easily secure a bridging property loan with a minimum amount of $300,000 and a maximum of $8,000,000. Then, you can opt to repay the loan in twelve months. Once your loan is funded, you will not have to worry about additional fees. Simply fill out our online form with your relevant information and get started. You can expect to receive a response regarding the approval of your loan within 24 hours. You can accept the offer when you are ready by placing a small deposit and moving on to the next phase. You can sign the official documents virtually once our expert team has completed its final assessment of your property. Now that you've unlocked your home's equity, all you have to do is purchase your dream property. If you have any questions about 'bridging finance rates' or 'short term bridging loans', feel free to contact our customer support team. Unlock the equity of your old house to buy your dream home. Apply now!

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.