First Mortgage Bridge Loans

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

First Mortgage Bridge Loans

Imagine this: you're scrolling through property listings, and a house catches your eye; upon closer inspection, you realise that this house has everything that you're looking for - it's the perfect dream home. There are many traditional financing options available to you, but you don't want to wait for their slow approval before you can buy this house. So you begin searching 'First Mortgage Bridge Loans' online to find what you need to do to secure your dream home as soon as possible - bridging loans. However, with traditional financial institutions, it would still take weeks to secure settlement, and you're worried that by then, you might have missed the opportunity to buy your dream home. This scenario happens all too often; the requirements and policies of conventional lending fail to consider the unique and fast-paced needs of potential borrowers. However, instead of frantically searching for 'First Bank Bridge Loan' online looking for some kind of way to secure faster-bridging loans, look no further than Bridgit. We are a non-bank lender that connects our customers with modern, digital financing solutions to allow Australian homeowners to take the next step in their lives without the hassle of traditional financing processes.

Consider your days of endlessly scrolling through results for 'First Mortgage Bridge Loans' over. Our range of available fast bridging loan products is sure to include something to suit your needs, no matter what your concerns about 'Getting A Bridging Loan' or 'Hard Money Bridge Loan' may be. Whether you're looking to save on overhead and move into a smaller property with the help of a downsizer bridging loan, or if you need extra room to set up a home gym using an upsizer bridging loan, then Bridgit is here to help. Most conventional lending policies at banks and other institutions exclude anyone who struggles to provide traditional documents such as PAYG payslips or other standard income verification, but here at Bridgit, our low doc bridging loan option welcomes alternative forms of documentation. You can skip the transition period between living with a friend or in a motel while you wait for financing for your new home. Instead of settling for a less-than-ideal offer just so you can get the funds you need, Bridgit allows you to purchase your new home and spend more time finding the right buyer. The loan agreement also covers your previous mortgage payments, so you won't have to worry about two.

If you still aren't convinced that Bridgit can end your search for 'Bridging Finance House Purchase' and 'Refinance Bridging Loan', we also have client-forward terms and conditions. Bridgit offers a twelve-month loan period that you can opt to settle early without any exit fees. With a competitive setup fee included in the total loan cost, our team of experts can guarantee smooth and convenient procedures. Once we credit you as an eligible borrower, we'll send you the loan summary, and you just need to provide a small initial deposit to finalise the process. When used for your next purchase, equity is an excellent resource for speeding up the process of buying your next home. And, with Bridgit, we ensure that you are able to assess the equity of your home to empower your decisions and enable you to pursue your dream home. If you ever have concerns about 'bridging loan interest rate' or 'short term bridging loan', then feel free to contact our support team. Don't let your new home remain a dream. Talk to us at Bridgit today.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.