Define Bridging Finance

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Define Bridging Finance

As someone who's looking for a great deal in the housing market, you might instinctively gravitate towards mortgages. However, since demands are constantly changing, they're no longer the only loan option available to you. Most Australians would rather opt for quicker alternatives, and with this, the searches for 'Define Bridging Finance' online have gone up. At Bridgit, we understand that more and more people are hoping to find housing without having to put their lives on hold. That is why we're here for you as a non-bank lender that provides heaps of modern benefits, including flexible short-term property loan requirements. You can forget about the days when you'd have to rely on manual processes that can take a couple of weeks or even months. With our convenient lending service, securing a deal on your dream home can be an absolute breeze. Unlike other financial institutions, we won't make you go through a time-consuming application. All you have to do is take a few minutes out of your busy day to navigate our platform and apply for bridging loans online. Allow us to give you access to your property's value so that you can buy your new home now and sell your old home later.

If you've been searching online for 'Downsizing Bridging Loan', 'Equity Bridge Financing', or something similar, you don't need to look any further. We offer a wide range of fast bridging loan options to meet the needs of Australian homeowners, whether you're an empty nester looking for a downsizer bridging loan to move into a cosier little house, a young professional thinking about an upsizer bridging loan after a promotion, or anybody in between. You can focus on getting the ideal home for your needs with our help. And if you're looking to buy a similar property but work independently and don't have traditional documentation like a PAYG payslip - don't worry; we also have a low doc bridging loan option. See for yourself how Bridgit's options can aid you in getting that new house. A fast settlement process with us means you won't have to wait long before bidding on your ideal property, and you won't have to spend money on hotels or room with friends while you're transitioning. You can use your spare time to focus on getting your current home sold. We will even pay off your current mortgage, making it so that you only have to worry about one payment instead of two.

Now that you know how Bridgit can satisfy your search for 'Commercial Finance Melbourne' or 'Bridge Loan To Build A House', you can get started with our simple and straightforward process. On our intuitive online platform, you can get a bridging property loan with a minimum principal balance of $300,000 and a maximum principal balance of $8,000,000. What's great is that the loan repayment term can be as short as twelve months, with the set-up fee included in the total loan amount. That means you can rest assured that you won't be hit with additional fees once your loan has been funded. Getting started is easy; simply fill out our online form with some standard contact information. Within 24 hours, expect us to send you a response with the total amount you can borrow. When you're ready, you can choose to accept our offer and move on to the next phase by placing a small initial deposit. Once our expert team has reviewed the value of your property and sorted out your fund request, you can finalise everything by virtually signing the official documents. Now all you've got to do is utilise your home's equity and purchase the property that caught your attention. For more information about our service or perhaps answers to questions regarding 'bridge finance' or 'short term bridging loans', feel free to contact our customer support team. Apply now!

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.