Bridging Loan With Mortgage

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Bridging Loan With Mortgage

Imagine this: you're scrolling through property listings, and a house catches your eye; upon closer inspection, you realise that this house has everything that you're looking for - it's the perfect dream home. There are many traditional financing options available to you, but you don't want to wait for their slow approval before you can buy this house. So you begin searching 'Bridging Loan With Mortgage' online to find what you need to do to secure your dream home as soon as possible - bridging loans. However, with traditional financial institutions, it would still take weeks to secure settlement, and you're worried that by then, you might have missed the opportunity to buy your dream home. This scenario happens all too often; the requirements and policies of conventional lending fail to consider the unique and fast-paced needs of potential borrowers. However, instead of frantically searching for 'Bridging Loan To Value' online looking for some kind of way to secure faster-bridging loans, look no further than Bridgit. As a non-bank lender, we connect Australian homeowners with flexible, modern, digital financing solutions that allow them to take the next step in their lives without the hassle of traditional lenders.

You don't have to continue searching for 'Bridging Loan With Mortgage' online if you decide to work with Bridgit today. Unlike traditional bank lenders, we leverage technology to minimise the hassle of filing paperwork to enable you to make better decisions without missing out on opportunities. Instead of searching 'Bridging Loans Alternatives' and 'Bridging Loan Without Security' online, you can get started with financing your next home with our fast bridging loan. We offer different types of bridging loans for every type of Australian, such as newlywed couples looking for a large home to start a family with an upsizer bridging loan. We even accommodate people who want to live a pragmatic lifestyle with a downsizer bridging loan. Maybe you're struggling with providing conventional proof of income to your financial institution. In that case, our low doc bridging loan options are designed for borrowers like you. We want to help you eliminate the stress from the lending process, so you can buy and sell your home on your terms. In addition, we've streamlined our application process to eliminate the possibility of you missing out on a dream home. With Bridgit, you unlock the equity of your property before you sell it, so you don't have to rush to close any deal and can get the most favourable one for you.

If you could use some help in your search for 'Rapid Bridging Finance' or 'Bridge Lending', Bridgit's here to lend a hand. The loans we offer range from $300,000 to $8,000,000. All you have to pay at the end of the term is the total amount of the loan, and there are no other hidden fees. Our process is quick and easy. Just fill out the form on our website. Our team will contact you within 24 hours to let you know if your application has been approved and how much you can borrow. If you accept the conditions of the loan, just pay a small deposit to move forward. Our experts will value your property and verify all the necessary details, and then all you have to do is digitally sign the documents and wait a few days to reach settlement. Then, you can be on your merry way to the house of your dreams. We also have a fantastic customer service team who can answer any questions you may have about 'bridge loan' and 'short term property loan'. Unlock your home's equity and use it to buy a new home today with Bridgit.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.