Bridging Loan Or Mortgage

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Bridging Loan Or Mortgage

You might have searched 'Bridging Loan Or Mortgage' at some point if you've been looking into bridging loans to finance your new dream home. It takes weeks or even months to complete traditional processes due to their lengthy and tedious nature. By the time you get approved, you may have already missed your opportunity at the dream home you've been eyeing. It was clear that the industry was lagging behind in finance options, and this is costing everyday Australians their money. That's why we want to empower Australians to seize the opportunity to buy their dream homes without having to put everything on hold. At Bridgit, we give you access to the value of your property, so you can purchase your dream home without selling your current home. We saw how Australian homeowners were paying the price for slow financial processing; Bridgit incorporates technology by allowing you to apply for bridging loans online. We leverage advanced technology so we can focus on making the bridging loan process easier for you. Not only is working with Bridgit faster than traditional finance processes but everything we do is designed to be more trustworthy. We always aim to provide you with the best solution, no matter your circumstances.

Whether you've been searching for 'Bridging Loan Quick', 'Bridging Loan Quote', or other similar terms, our fast bridging loan options give you the control and flexibility to buy and sell as you please. There is something for every type of Australian homeowner, whether they are looking to downsize or upsize. You might consider getting a downsizer bridging loan if you want to have a more manageable home. Alternatively, you may want a larger home to accommodate your blossoming family. Then you may want to consider an upsizer bridging loan with Bridgit. Find the option that enables you to take control of your choice of home. If you have difficulty presenting documents of self-employment, we have something for you; we offer a low doc bridging loan if it's difficult for you to submit the standard financial statements needed for a traditional loan. Don't miss the opportunity to progress in life just because of finances. With Bridgit, witness firsthand how you can improve your life and the sale of your property. In fact, we'll even cover your existing mortgage, so you no longer need to worry about having two. With our prompt settlements, you don't have to spend thousands on relocation expenses.

There's no need to keep weighing over the options from your 'Bridge Loan Lenders' and 'Bridging Loan What Is' research. Our simple and straightforward process makes it easy for you to get started. Our bridging property loans have a minimum loan amount of $300,000 and a maximum loan amount of $8,000,000. The current repayment term for the loan is twelve months. The total loan amount includes a set-up fee. In other words, once your loan has been funded, you won't have to deal with any hidden fees. Using our online application takes as little as five minutes, and we can determine how much you can borrow based on the information you provide. Within 24 hours, we'll let you know if your application has been approved. Accept the loan offer by making an initial deposit when you are satisfied with its terms. Once the appraisal and verification have been completed, all you need to do is digitally sign the documents, and you can receive settlement in as little as a few days. Then, you can move forward with the purchase of your ideal home. Don't hesitate to get in touch with our amazing Australian customer support team to find out more. If you have any queries concerning 'short term bridging loans' or 'short term property finance', they will be happy to help. Bridgit can help you tap into your home's equity so you can buy a new house without having to sell your present one.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.