Buy your next property on your terms.

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.49% p.a. introductory rate (includes a 1% p.a discount), 8.58% p.a comparison rate

Set-up fee from 0.79%

Loans up to 12 months

Funding up to $8M

LVR up to 80%

Apply Now

Why Bridgit?

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.49% p.a. introductory rate (includes a 1% p.a discount), 8.58% p.a comparison rate^

Set-up fee from 0.79%

Loans up to 12 months

Funding up to $8M

LVR up to 80%

No repayments until maturity

Why Bridgit?

Simple process,
faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

Want to know more?
Bridgit FAQs

Trusted by customers who Bridgit

No items found.

21 Feb 2022

Customer Service at its best

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

07 Feb 2024

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

15 Jan 2024

Going above and beyond for results

The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.

- Nicole Fox

15 Jan 2024

Great Team

During the stressful times of obtaining Finance, the BRIDGIT Team came to the fore. We are most grateful for their advice and support.

- MTW

Get 24 hour approval
with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lender processes on refinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

As someone who's been looking through the housing market, you must already be familiar with mortgages. However, since demands are constantly changing, they're no longer the only loan option available to you. Most Australians would rather opt for quicker alternatives, and with this, the searches for 'Bridging Loan First Time Buyers' online have gone up. At Bridgit, we understand that more and more people are hoping to find housing without having to put their lives on hold. That is why we're here for you as a non-bank lender that provides heaps of modern benefits, including flexible short-term property loan requirements. Gone are the days when you would have to put up with traditional and manual solutions that take weeks or even months to process. With our convenient lending service, securing a deal on your dream home can be an absolute breeze. Unlike other financial institutions, we won't make you go through a time-consuming application. All you have to do is take a few minutes out of your busy day to navigate our platform and apply for bridging loans online. Allow us to give you access to your property's value so that you can buy your new home now and sell your old home later.

You can stop looking for answers to your problems by searching the web for phrases like 'Bridging Loan For House Purchase' and 'Bridging Loan For Auction Property'. You'll be in a better position to buy and sell on your own terms with the help of our fast bridging loan services. If you are a minimalist looking for a smaller property that's easier to maintain, you may benefit from a downsizer bridging loan. If you like throwing parties and need a big space to host a lot of guests, an upsizer bridging loan may be the right option for you. House-hunting is hard work. We can make the financing process easier, so you can focus on getting that dream house. Our low doc bridging loan is also an option for self-employed people or those lacking adequate documentation for a loan. Our fast settlements will allow you to move into your new home in no time, so there is no rush to accept the first offer on your old home in order to save on temporary living expenses. Instead, you can put your energy into finding a buyer for your current property. The deal includes the assumption of your existing mortgage, so you only need to focus on one. When you work with Bridgit, your property-purchasing journey will be hassle-free.

If you've pored over the search results of 'Can I Get A Bridging Loan' or 'How Does A Bridge Loan Work' in search of answers, now you know how Bridgit can help. The process of getting started is straightforward and simple. At Bridgit, we offer an unbeatable settlement range; you receive anywhere from $300,000 and $8,000,000 for your bridging property loan. This loan has a twelve-month repayment period. There is a one-time fee that is built into the overall cost of the loan. Once your loan has been funded, you will not be subjected to any additional costs. If you would like to find out how much you can borrow, simply fill out our online application with some background information. We'll get back to you within 24 hours regarding your approval. When you are satisfied with the conditions of the loan offer, accept it by making the initial deposit. After we have done the appraisal and verifications of the property, all that is left for you to do is sign the documents, and you can be on your way to settlement in as little as a few days. After that, all that's left to do is go out and close on your dream house. If you live in Australia and have any questions about our bridging loans, 'short term property loan', 'short term bridging loan', or anything else, feel free to contact our friendly and knowledgeable customer service team, who will be happy to help you out. Unlock the equity in your house, and move into your dream home without the hassle here at Bridgit.

Aussie based crew

We’re here to help, if you have any questions get in touch

Weekdays 9am – 5:30pm AEST

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term where a minimum repayment of 40% of the initial loan amount is made within the first 6 months of the loan commencing. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply. A minimum repayment of 40% of the initial loan amount must be made within the initial 6 months to remain on the introductory rate. This can be achieved through sale of a property or other contributions.