Bridging Home Loans Australia

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Bridging Home Loans Australia

Imagine this: you're scrolling through property listings, and a house catches your eye; upon closer inspection, you realise that this house has everything that you're looking for - it's the perfect dream home. It is important to you that you be able to buy this house, but you do not want to wait for slow traditional financing options. So you begin searching 'Bridging Home Loans Australia' online to find what you need to do to secure your dream home as soon as possible - bridging loans. However, with traditional financial institutions, it would still take weeks to secure settlement, and you're worried that by then, you might have missed the opportunity to buy your dream home. Conventional lending requirements and policies ignore the unique and fast-paced needs of potential borrowers all too often. However, instead of frantically searching for 'Bridge Loan Risks' online looking for some kind of way to secure faster-bridging loans, look no further than Bridgit. As a non-bank lender, we provide our customers with modern, digital financing solutions to allow them to take the next step in their lives without the hassle of traditional lending methods.

No more sifting through 'Bridging Home Loans Australia' results only to get overloaded with information that you won't even use. No matter what your questions about 'Bridging Finance Victoria' or 'Residency Relocation Loan Reddit' are, our fast bridging loan products come with the flexibility you need. Are you a recent retiree looking to move into a smaller home close to a loved one? A downsizer bridging loan can help you with that. If you've got a family that's outgrown the space of your current house, you can consider an upsizer bridging loan and get some extra room for the kids to run around in. Bridgit also takes a common-sense approach to income verification, so if you are self-employed or have trouble presenting the standard documents, we accept alternate forms of documentation with our low doc bridging loan. Bridgit allows you to handle the affairs of your previous home's sale with a clear head by letting you move in sooner rather than later so you can make better decisions instead of worrying about the mounting costs of storage and temporary living. We even take over your existing mortgage so that you only have to deal with one.

Instead of searching for 'Bridging Loan Interest Rates' and 'Commercial Real Estate Bridge Loan' online, learn how Bridgit can help empower your decisions through our client-forward terms and conditions. There are no exit fees in case you happen to resolve your bridging loan before the end of the twelve-month loan term. It only takes a few days to go from loan application to property appraisal and signing settlement documents. You will receive a reply within 24 hours if you fill out the application form. Then when you are satisfied with the conditions of the loan offer, accept it by making the initial deposit. All that is left for you to do is sign the documents once we have completed the appraisal and verification of the property; you may be able to complete settlement in as little as days. Equity can be an excellent resource to speed up the process of buying your next property. If you ever have any inquiries about 'bridge loan' or 'bridge loan calculator', then feel free to contact our support team. Unlock your property equity before you sell. Talk to us at Bridgit today.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.