Bridging Finance Australia

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Bridging Finance Australia

As long as your current property isn't sold yet, you could miss out on dream opportunities. Bridging loans can help. It's no wonder that more Australians are searching for 'Bridging Finance Australia' online. With traditional methods, this can be a long and tiresome process with long, manual steps. At Bridgit, we understand that Aussies dream of owning their ideal homes without having to put everything on hold. That is why Bridgit is here to give you access to bridging loans to help you progress in life. Bridging is our thing - as a non-bank lender, we bring you modern benefits from flexible short-term property loans to fast decision-making. A traditional and manual solution would have taken weeks or even months to complete in the past. It is now easier and more convenient than ever before to secure a deal on your dream home using our digital lending service. The application process with us will be much more convenient than that of other financial institutions, as our process takes only a few minutes to complete. Bridgit enables you to purchase a new property now and sell your old one later on by releasing the equity of your old home.

Whether you're someone who has been searching for 'Bridge Mortgage', 'Bridging Loan How Much Can I Borrow', or other similar terms, our fast bridging loan options can give you the flexibility and terms you need. We have something for every type of Australian borrower - from retirees looking to maintain a smaller home with a downsizer bridging loan, all the way to newlyweds considering an upsizer bridging loan to start a family. It goes without saying that our options will give you a chance to find the right size of property for your unique preferences. Plus, you'd also be pleased to know that we have a low doc bridging loan for those who want to purchase a similar piece of property but have difficulty presenting conventional documents like proof of income. Just take advantage of what we have in store for you and see firsthand how our service can help. For instance, the spare time you'll get can be put into improving the sale of the property you currently own. A Bridgit loan can even cover your existing mortgage, so you only have to focus on one. The quick settlement we boast will make it so you won't have to pay excess for short-term living.

There's no need to keep weighing over the options from your 'Bridging Finance Brisbane' and 'Is Mortgage A Short Term Loan' research. Our simple and straightforward process makes it easy for you to get started. Our bridging property loans have a minimum loan amount of $300,000 and a maximum loan amount of $8,000,000. The current repayment term for the loan is twelve months. The total loan amount includes a set-up fee. In other words, once your loan has been funded, you won't have to deal with any hidden fees. With our online form, you can apply within five minutes, and your information will tell us how much money you can borrow. Within 24 hours, we'll let you know if your application has been approved. Accept the loan offer by making an initial deposit when you are satisfied with its terms. It takes only a few days to receive settlement after the appraisal, verification, and document signing are completed. Then, you can move forward with the purchase of your ideal home. Don't hesitate to get in touch with our amazing Australian customer support team to find out more. If you have any queries concerning 'bridge loan calculator' or 'bridging loan interest rate', they will be happy to help. Bridgit can help you tap into your home's equity so you can buy a new house without having to sell your present one.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.