Bridge Lending Loan

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Bridge Lending Loan

It is difficult to sell a house. From its condition and location all the way to your asking price, you might find that the ideal buyers are few and far between. You end up spending more money on temporary living accommodations and storage fees for your furniture and clothing each time that happens. Several Australian homeowners face your exact problem, too, which shouldn't surprise you. In fact, more and more Australians are searching for 'Bridge Lending Loan' online and finding out what they need are bridging loans. However, you already know how slow and difficult traditional bank lenders can be. So instead of spending hours searching for 'Bridge Financing For Home Purchase' online, you could be bridging the gap with Bridgit. You could be pursuing your dream home on your terms instead of being bogged down by piles of paperwork and long wait times. We provide Australian homeowners with modern, digital financing solutions that allow them to take the next step in their lives without the hassles of traditional lending. You can unlock the value of your property without sitting in line for hours.

Bridgit is the place to end your searches for 'Bridge Lending Loan', 'Bridge Home Loan Meaning', and 'Bridge Gap Loan' in the quest to secure ownership of a new property. Whatever your lifestyle, you can choose from our range of fast bridging loan options and see what's appropriate for you. If you're someone with a green thumb who needs some extra space to set up a lovely garden, our upsizer bridging loan can help you get there. Maybe you're struggling with the upkeep of a bigger property and just want to settle down in a humbler abode; our downsizer bridging loan could be for you. On the other hand, if you don't have a standard income or you work for yourself, you can use our low doc bridging loan to make things easier because we accept alternative forms of income verification. A Bridgit loan comes with many other benefits. You can take your time finding the right buyer for your old home while we handle the down payment and closing costs for your new home. Storage and temporary housing will not become a factor. Finally, your mortgage is covered by our loans, so there is no need to worry about paying double mortgages.

You no longer have to keep searching for 'Are Bridging Loans Secured' and 'How Quickly Can You Get A Bridging Loan' online; Bridgit is here to help. We offer loan amounts from $300,000 to $8,000,000, with some room for adjustments depending on exceptional circumstances, as well as a loan duration of twelve months. A reasonable setup fee is also included in the total loan amount, so there are no additional hidden fees. Online applications are available through our website, and we will let you know if you have been accepted and how much you are able to borrow within 24 hours. When you are content with the terms of the agreement, simply make a small initial deposit to move on to the next step. Our experts will complete the assessment of your property and review the details, and then you can sign the documents digitally and reach settlement within a few days. After that, you can move on to the final step of securing your new home - buying it and moving in. Our wonderful customer support team at Bridgit will be happy to address your questions about 'bridging loans' and 'short term property loans'. Get access to your home's equity so you can buy your dream home without having to sell your current one first. Talk to us at Bridgit.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.