Bridge Lenders

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Simple process icon
5 minute application
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Residential Bridging Loan

Buy now, sell later

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M

Variable Bridge Rate

We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

8.24

%
p.a.
Comparison rate^

8.33

%
p.a.

Bridge Rate from

8.24

%
p.a.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

8.33

%
p.a.
Apply now
Up to 12 month loan term
Up to 80% LVR
Owner-occupied, investment

Residential Bridging Loan

Buy now, sell later

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M

Variable Bridge Rate

We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

8.74

%
p.a.
Comparison rate^

8.84

%
p.a.

Bridge Rate from

8.24

%
p.a.
The Bridge rate applies at the start of the loan term. All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

Stay Rate1 from

7.29

%
p.a.
After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

7.44

%
p.a.
Apply now
Up to 12 month loan term
Up to 80% LVR
Owner-occupied, investment

1

Apply in minutes

Quick and simple online application with bank level security and encryption.

2

Fast approval

Get approved within 24 hours and progress with confidence.

3

Buy now

Make the most of opportunities! Take your time finding your next perfect home.

4

Sell later

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Bridge Lenders

When you're trying to sell a house, many factors play a role, such as its condition, location, and price. All things considered, it could take almost half a year to sell. Before buying a new home, you would have to sell your old house first, which can be a very stressful and time-consuming process. You could be sitting waiting for your old house to sell, and all the while, your new dream home would be slipping away. It's no wonder that more Australians are considering other finance options by looking up 'Bridge Lenders' online and settling for traditional bank loans. However, they would quickly find themselves encumbered with tedious, manual processes. We understand that you want the flexibility of bridging loans without having to spend hours on redundant manual processes. Instead of spending time searching 'Bridge It Loan' online, at Bridgit, we avoid the time-consuming processes and focus more on allowing you to pursue your dream home. Our fast turnaround times also allow you to focus on big decisions like buying a home instead of spending time filling out lots of paperwork. Unlock the value of your property without having to sell it.

End your search for 'Bridge Lenders' with Bridgit, and take your first steps towards owning your new dream home by letting us help you minimise the hassle of applying for financing options. Instead of endlessly searching for 'Bridge Loan Adalah', 'Bridge Lending Loan', or other similar terms, find exactly what you need for your dream home with our fast bridging loan options. With the help of our technology and expert teams, we're here to empower you by helping you access your property's value without having to sell it first. We've got a financing option for different situations, such as if your children are leaving the nest and you want to consider a downsizer bridging loan, or if you're expecting a new addition to your family and want to apply for an upsizer bridging loan. At Bridgit, we've got you covered, even if you're having trouble proving your income the conventional way and need a low doc bridging loan to finance your purchase. Whenever you apply for this type of loan, we will accept alternate proofs of income instead of conventional proofs. Make the most out of our quick settlement process so you can make tempting offers for your perfect home and never miss out on the opportunity again.

If you could use some help in your search for 'Best Residency Relocation Loan' or 'Bridge Loan Risks', Bridgit's here to lend a hand. The loans we offer range from $300,000 to $8,000,000. All you have to pay at the end of the term is the total amount of the loan, and there are no other hidden fees. Our process is quick and easy. Just fill out the form on our website. Within 24 hours, you'll hear back from us regarding your approval and the amount you are eligible to borrow. If you accept the conditions of the loan, just pay a small deposit to move forward. Our experts will value your property and verify all the necessary details, and then all you have to do is digitally sign the documents and wait a few days to reach settlement. Then, you can be on your merry way to the house of your dreams. We also have a fantastic customer service team who can answer any questions you may have about 'bridging finance rates' and 'bridging loan interest rate'. Unlock your home's equity and use it to buy a new home today with Bridgit.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

1 The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.79% and government charges apply.