Bridge Lender

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Bridge Lender

Bridging loans are popular among Australians, and it makes sense why. Selling your old house can take a long time, and this might stifle your chances of securing a new one. What's more, traditional lenders often complicate the process with slow and manual processes. It's no wonder why so many Australians have been looking up 'Bridge Lender'. Having a busy schedule can make purchasing a new home difficult, but Bridgit is dedicated to making the financing process as smooth as possible. Traditional lenders and banks can be time-consuming to work with, as anyone who has dealt with one knows. Playing this kind of waiting game can be frustrating, but with Bridgit's use of technology to aid with flexible decision-making, you won't have to miss another opportunity due to slow approvals. The requirements and policies of conventional lending fail to consider the unique and fast-paced needs of some potential borrowers. At Bridgit, we offer individualised bridging loans to suit your case. The application process on our site is fast and easy to complete. Bridgit loans allow you to gain control of your home's equity quickly, allowing you to close on your new property before the sale of your old one.

There's no need to scour the internet for 'Bridge Loan For Home Purchase' and 'Bridge Loan Definition Real Estate' in search of help. We offer fast bridging loan options that will work for you no matter what your goals are, whether you are looking to declutter in a smaller home with the help of a downsizer bridging loan or are a pet lover looking for more open space for your furry friends to run about with an upsizer bridging loan. Our loan programs are tailored to your lifestyle and budget, so you can get the loan that's right for you. If you're self-employed or lack the necessary documentation for a loan but plan on getting a similar property, we also provide a low doc bridging loan option. Take a look at Bridgit's options and see how they can help you to purchase the home of your dreams. With us, you can reach settlement fast, so the property you have been eyeing does not fall into anyone else's hands before you have sorted out your finances. In addition, you won't have to juggle multiple mortgage payments at the same time since your existing mortgage will be paid off. In the meantime, you can have the peace of mind to make better decisions on the sale of your current home.

If you've pored over the search results of 'Can You Get 100 Bridging Finance' or 'Are Bridging Loans Expensive' in search of answers, now you know how Bridgit can help. The process of getting started is straightforward and simple. At Bridgit, we offer an unbeatable settlement range; you receive anywhere from $300,000 and $8,000,000 for your bridging property loan. The loan repayment term is twelve months. There is a one-time fee that is built into the overall cost of the loan. Once your loan has been funded, you will not be subjected to any additional costs. All you have to do is fill out our online application with some background information to see how much you can borrow. We'll get back to you within 24 hours regarding your approval. When you are satisfied with the conditions of the loan offer, accept it by making the initial deposit. After we have done the appraisal and verifications of the property, all that is left for you to do is sign the documents, and you can be on your way to settlement in as little as a few days. After that, all that's left to do is go out and close on your dream house. If you live in Australia and have any questions about our bridging loans, 'short term property loan', 'short term property finance', or anything else, feel free to contact our friendly and knowledgeable customer service team, who will be happy to help you out. Unlock the equity in your house, and move into your dream home without the hassle here at Bridgit.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.