Apply For 2nd Mortgage

Trustscore 4.8

134 reviews

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Why Bridgit

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes, unlock your property equity in 24 hours.

The Bridgit Solution

At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:

  • Downsizing
  • Upsizing
  • Investing
  • Retirement living
  • Delayed settlements
  • Cosmetic renovations
  • Financial consolidation
  • Marital separation
Learn more
The Bridgit Loan Calculator

Buy now, sell later

$
$
$
$
Buy new property
(less contribution)
$800,000
Existing
mortgage
$500,000
Sell existing
property
$2,000,000
Your estimated loan calculation
Estimated principal amount
$1,300,000
Your cash after sale
$700,000
Estimated principal amount
$1,300,000
(LVR 43%)
Based on the information provided your Loan to Value Ratio (LVR) may be too high. To help you we require some additional information; feel free to get a quote or schedule a call with our team.

Please submit an application or quote to receive a detailed breakdown of your loan amount.

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

Set-up fee from 0.79%
Loans up to 12 months
Funding up to $8M
LVR up to 80%

Simple process, faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Apply now

Headache free,
stress free

No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Learn more

Expert support,
Aussie based

Our specialist team is here to support you every step of the way.

About us
Want to know more? Bridgit FAQs

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Apply For 2nd Mortgage

Imagine this: you're scrolling through property listings, and a house catches your eye; upon closer inspection, you realise that this house has everything that you're looking for - it's the perfect dream home. It is important to you that you be able to buy this house, but you do not want to wait for slow traditional financing options. So you begin searching 'Apply For 2nd Mortgage' online to find what you need to do to secure your dream home as soon as possible - bridging loans. However, with traditional financial institutions, it would still take weeks to secure settlement, and you're worried that by then, you might have missed the opportunity to buy your dream home. All too often, conventional lending policies and requirements fail to meet the unique and fast-paced needs of borrowers. However, instead of frantically searching for 'Getting A Loan For An Investment Property' online looking for some kind of way to secure faster-bridging loans, look no further than Bridgit. As a non-bank lender, we provide our customers with modern, digital financing solutions to allow them to take the next step in their lives without the hassle of traditional lending methods.

Consider your days of endlessly scrolling through results for 'Apply For 2nd Mortgage' over. Our range of available fast bridging loan products is sure to include something to suit your needs, no matter what your concerns about 'Rates On 2nd Mortgage' or '2nd Mortgage Options' may be. Whether you're looking to save on overhead and move into a smaller property with the help of a downsizer bridging loan, or if you need extra room to set up a home gym using an upsizer bridging loan, then Bridgit is here to help. Most conventional lending policies at banks and other institutions exclude anyone who struggles to provide traditional documents such as PAYG payslips or other standard income verification, but here at Bridgit, our low doc bridging loan option welcomes alternative forms of documentation. With Bridgit, you don't have to deal with the awkward transition period of staying with a friend or living in a motel while you wait for financing to go through for your new place. You'll be able to move into your new place immediately and put your energy and time into getting a good deal on the sale of your old house. The loan agreement also covers your previous mortgage payments, so you won't have to worry about two.

If you've been wondering about 'Short Term Home Loans Australia' and 'Typical Interest Rate On Bridge Loan', Bridgit can help get you started. It's so easy. We offer loans from $300,000 to $8,000,000, with exceptions for higher or lower amounts considered on a case-by-case basis. The total loan amount includes a reasonable set-up fee, and the loan term is for a total of twelve months. If you meet our qualifications as a borrower, you can expect a response regarding an approval offer along with the amount you are entitled to receive within 24 hours of submitting your information through our online application. We'll send you a loan offer, and if you're satisfied with the details, you can accept it by depositing the initial amount. Once your current property has been evaluated and you've signed the documents digitally, you can settle in just a few days. You'll be able to place a bid on your ideal property and move in as quickly as possible. If you tap into your house's equity, you won't have to sell your current one to buy a new one. Get in touch with Bridgit's customer support today for questions about 'bridging loan' or 'short term property finance'.

A woman wearing headphones and a black shirt.

Aussie based crew

We’re here to help, if you have any questions get in touch.

Weekdays 9am – 5:30pm

1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply.