Buy your next property on your terms

24 hour bridging loan approval

Apply nowSchedule a call
Trustpilot
Old couple holding hands in front of house

Winner – Finder People’s Choice Awards

Owner-occupied
Investor

Bridgit Bridging Loans

Buy now, sell later

Set-up fee from 0.79%
Up to 24-month loan term
Min $300K, max $10M
Up to 80% LVR
No monthly repayments
24 hour approval

Bridge Rate from

7.74% p.a.

i

Stay Rate1 from

7.04% p.a.

i
After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
Comparison Rate^ from
All rates are variable

7.17% p.a.

i
No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M

Variable Bridge Rate

We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

8.24

%
p.a.
Comparison rate^

8.33

%
p.a.
Apply now
Learn more about the Bridgit Loan

Bridgit Bridging Loans

Buy now, sell later

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M

Variable Bridge Rate

We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

8.74

%
p.a.
Comparison rate^

8.84

%
p.a.
Set-up fee from 0.79%
Up to 24-month loan term
Min $300K, max $10M
Up to 80% LVR
No monthly repayments

Bridge Rate from

8.24% p.a.

i

Stay Rate1 from

7.54% p.a.

i
Comparison Rate^ from
All rates are variable

7.67% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Apply now
Learn more about our rates

1

Apply in minutes

Quick and simple online application with bank level security and encryption.

2

Fast approval

Get approved within 24 hours and progress with confidence.

3

Buy now

Make the most of opportunities! Take your time finding your next perfect home.

4

Sell later

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 24 months.

How a bridging loan can
help you...

Save Money

On average homeowners
‍spend an additional $8,300, on relocation expenses when they sell first

No temporary living

52% of homeowners had
to find temporary living while waiting to buy after
selling first.

No missed opportunities

1 in 3 Australians missed out on opportunities due to slow bank approvals.

Get 24 hour approval

Apply nowSchedule a call

Trusted by customers
who Bridgit

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham

Going above and beyond for results

The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.
- Nicole Fox

Great Team

During the stressful times of obtaining Finance, the BRIDGIT Team came to thefore. We are most grateful for their advice and support.
- MTW

The team at Bridgit were remarkably talented

The team at Bridgit were remarkably talented and understands the pressing issues the situation demands. I cannot thank them enough for stepping up to a life saving situation for customers.
- Jehan Fernando

We are so happy we chose Bridgit

We are so happy we chose Bridgit over a bank. Tom, George and Ken assisted us all the way. They explained everything and made the process easy and stress free. We cannot recommend Bridgit highly enough.
- Felicity F

Definitely worth a try

If you're thinking about getting a bridging loan I'd recommend giving Bridgit a try. I found Bridgit to be way more efficient than the big banks. The communication was great too.
- Michael
Trustpilot

Hear from customers who
bridged it

Chris & Sharanne relocated to their ultimate dream acreage with Bridgit!

“It was a 3 day turnaround from when we first rang to when we were told we were able to make an offer on the property. It was incredible. It has made an incredible change to our lives”
- Sharanne, Bridgit customer
Watch their story

From city to coastal, Giles and his family secured their dream lifestyle change

“I’m self-employed which is an obstacle that the banks have to take more time processing. Bridgit were accommodating and were able to provide a fast and effective solution.”
- Giles, Bridgit customer
Watch their story

Mark and Kay rightsized into their next perfect home with Bridgit!

“The process was so quick and easy with Bridgit, I managed to sign my declaration between the 10th and 11th hole at my golf course.”
- Kay, Bridgit customer
Watch their story

If you’re considering moving to a new home but don’t have the funds to buy a new property yet because you haven’t sold, a bridging loan might just be for you.

Our Bridging Loan explained

You want to buy first, sell later

Upsize, downsize...

You need fast, flexible funding

Upsize, downsize...

Your equity is tied up in your current home

Upsize, downsize...

Your situation is temporary

Upsize, downsize...

Learn more about the Bridgit Loan
The Bridgit Bridging Loan explained
How does bridging finance work?
How long does a bridging loan take?
What are the bridging loan requirements?
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We’re here to help.

Get in touch with our team of experts

Weekdays 9am – 5:30pm

1300 141 161
Apply nowSchedule a call

Disclaimer
‍
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

1 The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.
‍
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.79% and government charges apply.